Good information, free for everyone.
Plain-English answers to the bookkeeping questions we hear most, plus free calculators. Eight guides, each on its own page. No email required, no catch.
These guides are general information, not tax or legal advice. Always confirm tax decisions with your CPA or tax professional.
Understanding your Profit & Loss
Revenue, COGS, gross profit and net income in plain English, plus the four things worth checking every month.
Read the guide →Reading your Balance Sheet
Assets, liabilities and equity, why it always balances, and the one warning sign worth a conversation.
Read the guide →Quarterly estimated taxes
The 2026 due dates, the safe harbor rule that protects you from penalties, and how to pay.
Read the guide →Year-end checklist
What to close out by December 31, by January 15, and before anything goes to your CPA.
Read the guide →Got a letter from the IRS?
Most notices are not audits. How to read yours, what the notice numbers mean, and what to do first.
Read the guide →Separating business & personal money
The most common small business mistake, why it costs you, and five steps to clean boundaries.
Read the guide →Owner draw vs. salary
How to pay yourself as a sole prop, S-Corp or C-Corp, and where the real tax consequences hide.
Read the guide →The 1099 contractor guide
Who gets a 1099-NEC under the new $2,000 threshold, who does not, and the January 31 deadline.
Read the guide →Reading one of these and thinking about your own books? Get a free look. It is free, and there is no catch.
Enter your loan details to see your monthly payment, total interest, payoff date, and the full month-by-month schedule. Everything stays in your browser. Nothing is saved or sent anywhere.
Tip: if your books show a loan balance that does not match your lender's payoff amount, that is a very common cleanup item. We fix those all the time.
How many jobs or sales do you need each month just to cover your costs? Enter your numbers and find out. Everything stays in your browser.
Fixed costs are the bills that come no matter what: rent, insurance, software, base payroll. Variable costs rise with each job: materials, fuel, subcontractors, processing fees.
A guide can only take you so far.
If reading one of these raised a question about your own books, ask it. We will take a free look and give you an honest answer, no strings attached.
Get a free look at your booksCall or text: 303-775-5554