Bookkeeping for Blaine businesses.

Blaine is a different animal from the rest of the north metro, and it changes what bookkeeping looks like here.

Around 73,000 people, the thirteenth largest city in Minnesota, more than 200 industrial businesses and eleven industrial parks. I-35W, Highway 10 and Highway 65 all run through, and Highway 65 is one of the main commuting corridors connecting the metro to everything north of it. The National Sports Center sits here too, the largest amateur sports facility in the world, which quietly drives a lot of hospitality, food and service business through town on tournament weekends.

What that adds up to, from where we sit, is bigger books. More employees. Equipment loans and lines of credit. Multiple bank accounts and cards. Businesses with a shop and a yard and a fleet, not a laptop on a kitchen table.

Who we work with in Blaine

• Companies with employees. Payroll that has to be recorded so the books agree with the quarterly filings, not just run. This is where most of the errors we find actually live.
• Businesses with equipment and loans. Every loan payment splits between principal and interest and has to tie back to the lender statement. It is the most commonly mishandled thing in a set of books, and Blaine businesses tend to have several.
• Trades and contractors at scale. Crews, subcontractors, job costing, and 1099s in volume every January. Our trades page goes deeper.
• Hospitality and food service. Tournament weekends at the National Sports Center make revenue lumpy in a way your books should be able to explain.
• Light manufacturing and shops. Knowing which product line actually makes money rather than guessing.
• Ecommerce operations. Multi-channel selling where the deposits never match gross sales. See the ecommerce page.

What sets the price for a bigger business

Bookkeeping is priced on how many accounts have to be matched to their statements each month, not on how much money you make.

Every bank account, credit card, loan, line of credit and merchant processor gets tied back to a real statement every single month. A Blaine company with four bank accounts, three cards, two equipment loans and a line of credit simply has more of that monthly work than one running on a single account and card.

Add payroll that has to agree with the quarterly filings, sales tax, and job costing so you can see which crew or product line actually earns, and you have a real monthly close rather than a bookkeeping chore.

That is the work we like most, and it is also where we find the most money. Loans booked as one lump payment instead of split. Payroll recorded net instead of gross. A processor that has never tied out. None of it is visible on a bank balance, and all of it changes what your P&L is telling you.

Ten minutes or none at all

Blaine is about twenty minutes west of us in Hugo, so meeting in person is easy when it is worth it, and usually it is not. Statements come through our private client portal, questions get answered by phone or text, and reports land by the 15th once we have what we need. For businesses this size we also talk to your CPA through the year rather than handing everything over in a panic in January.

Want the full list of what we handle? Our bookkeeping services page spells it out, including payroll, 1099s, sales tax and year-end coordination with your CPA. Real numbers are on the pricing page.

We have several accounts and a couple of loans. What does that cost?

That puts you in the middle tier, roughly $500 to $800 a month, or higher if there are seven or more accounts, multiple entities or heavy payroll. Price is driven by how many things have to be reconciled each month, not by your revenue. Our pricing page shows the whole picture.

Do you handle payroll?

We handle payroll bookkeeping, which is making sure wages, taxes and withholdings land in the right accounts so your books agree with your quarterly filings. Your payroll software, whether that is Gusto or QuickBooks Payroll, stays yours and you pay them directly. We do not mark it up.

Our equipment loans have never looked right in QuickBooks. Is that normal?

Extremely normal, and it is one of the first things we check. Most loans get booked as a single payment instead of split between principal and interest, which means the balance on your books does not match what you actually owe and your expenses are wrong too. It is very fixable.

Can you handle a business with employees?

Yes. Payroll bookkeeping and job costing are in scope. What is not in scope is tax returns, legal advice and audits. We keep the books so your CPA has exactly what they need.

• Separating business and personal money. The fix that makes everything else cheaper.
• Do I need to send a 1099? The $2,000 threshold and the January 31 deadline.
• How to read your Profit & Loss. Ten minutes, no accounting degree.
• All free guides & calculators.